Her FI Story No. 6: Software Engineer, 25yrs, $2M

A 25 year old software engineer living with her boyfriend in the San Francisco Bay Area, earning $170k a year with an over $300,000 net-worth, who plans to die with zero and become work optional.

Her vision board <3

"Be a millionaire and not have a husband" is what she wrote for a school assignment in 1st/2nd grade when asked what she wanted to be when she grew up. Watching her immigrant mother trapped in a difficult marriage with no financial options prompted her to not end up like her. This early exposure to financial dependence shaped this 25-year-old software engineer's entire path, driving her choice to study computer science at Stanford and her current approach to money. Modeling her parent’s financial habits, she was always focused on saving, but discovering the FIRE movement through Instagram changed her FI strategy. She evolved from saving and occasionally investing her money “here and there” to investing 60% of her now $170k+ income automatically, every payday. What makes her story fascinating isn't just her impressive savings rate in the San Francisco Bay Area - it's how she's challenging her own tendency to over-save while building true financial independence. "I do…