Hi! Welcome.
Grab a beverage and see what’s possible.
What You'll Find Here
Her FI Stories: Meet women from different backgrounds and income levels sharing the real details of their financial independence journey. In these interview-style stories, they share their numbers, strategies, and how they choose to live well today.
Newsletter: I’ll summarize my weekly YouTube video, and share a weekly challenge inspired by the wisdom shared in the video.
How This Works
New issues go directly to your inbox when you subscribe (free or paid)
Latest stories are free for a week on Substack (or available forever in your inbox)
Paid subscribers get full archive access and access to the challenges in each issue.
Who am I?
This newsletter is written by me, Anita Kinoshita.
All of my work is designed to help you pursue financial independence so you can live the life of your dreams, not someone else’s. <3
I’m a former software engineer turned educator, and founder of The Retired Millennial, a brand that shares:
Approachable personal finance education covering topics such as intentional spending, investing, financial independence & early retirement (FIRE), and meaningful work.
My current journey to reach FI in my 40s. I started investing with $25 a month, built a profitable online hobby with $0, changed careers when I reached Coast FI (without ever earning a six-figure salary), and now I invest 50%+ of my income.
I’m a big believer that personal finance can be simple and that anyone can use their money to live in alignment with who they are and what they value, no matter what their income is when they start.
Read more about my fi story and strategy here:
