Note: This newsletter is currently brewing — it’s about to get cozy in here! Coming 11/11

Welcome to Her FI Story

A newsletter sharing real stories of women pursuing financial independence.

Financial independence looks different for everyone.

Some women are sprinting toward early retirement, while others are taking the scenic route. Some women are balancing ambitious savings goals with raising little ones, while others are going solo.

Every woman I feature has a different starting point, and a different vision and set of values that drives their journey.

In these stories, you’ll see different ways they are getting creative with their money, careers, and lives to build freedom and flexibility on their own terms. Whether that's retiring early, changing careers, or simply having the security to say "no thanks" to things that don't align with their values.

Grab a beverage and get ready to learn and be inspired by these women.

What You'll Find Here

Real Stories: Not just highlight reels. We share the messy middle, the creative solutions, and the real numbers behind different paths to FI.

Practical Takeaways: Each story comes with actionable insights you can adapt to your own journey.

Community Connection: Building wealth is better with a community who gets it. Share your money gripes or wins with other women in the community at the end of each issue.

How does this work?

If you’re subscribed (free or paid), every new issue goes directly to your inbox. So don’t worry about missing anything.

If you’d like to see the full library, you can see it in the archives. Paid subscribers have full access, and anyone can access the latest story for a week after it’s published.

Want to be featured in the series? Submit your story anytime.

Submit your story

Who am I?

This newsletter is written by me, Anita Kinoshita.

I’m a part-time learning engineer and founder of The Retired Millennial, a brand that shares:

  • Approachable personal finance education covering topics such as intentional spending, financial independence & early retirement (FIRE), and personal finance fundamentals.

  • My current journey to retire in my 40s. I started investing with $25 a month, built a profitable online hobby with $0, changed careers when I reached Coast FI (without earning a six-figure salary), and now I invest 50%+ of my income.

I’m a big believer that personal finance can be simple and that anyone can use their money to live in alignment with who they are and what they value, no matter what their income is.

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Real women's financial independence stories. Coming 11/11

People

California-based personal finance content creator that teaches optimistic and ambitious women how to save and invest money. Her writing informs, motivates, and inspires her audience to spend intentionally and build wealth for time freedom.